LENDING / ROBINHOOD CHAIN

Lending for markets
that close.

A lending market for tokenized real-world assets. Earn on deposits, borrow against RWA collateral, with terms set by the underlying market's liquidity.

UNKNOWNACRE / MARKET CLOCK
NEXT REGULAR OPEN
CAPACITY MULTIPLIERindicative — not a live protocol parameter
01 / MARKET LIQUIDITY02 / SESSION-AWARE CREDIT03 / PARTIAL LIQUIDATION
SCROLL TO ENTER
Why post collateral

Your shares already do one job.

A tokenized share of NVIDIA gives you the price. It does nothing else. It sits there, and if you want cash you sell it and give up the position you wanted in the first place.

Keep the exposure

Borrow against the position instead of closing it. If the stock runs while you hold the loan, the gain is still yours. Selling to raise cash is a decision about the asset; borrowing is not.

No counterparty picking your price

Terms come from an oracle and a published calendar, not from a desk quoting you. The same rate applies to everyone in the pool at the same moment.

Capacity that admits what it is

Most lending assumes a live market to liquidate into. For a tokenized share that assumption is false for sixty hours every week. Acre prices those hours instead of pretending they are the same as Tuesday.

Borrowing against a volatile asset risks liquidation and loss of the collateral posted. The conservative closed-market terms reduce that exposure and do not remove it.

How it works

Fifteen seconds.

A walkthrough of Acre: connect a wallet, supply USDG to earn the borrowing rate, or post tokenized equities as collateral and borrow against them. Borrowing terms follow the trading calendar of the underlying market, tightening as the weekend approaches.
THE MISMATCH

The token trades.
The market sleeps.

Tokenized equities can move around the clock. The securities beneath them cannot. Acre prices that gap instead of pretending it does not exist.

MON
TUE
WED
THU
FRI
SAT
SUN
09:30 ET / regular liquidityweekend gap / capacity contracts
01

Supply USDG.

Receive a transferable ERC-20 position that accrues the borrowing rate while held.

02

Borrow against RWA collateral.

Post tokenized equities such as NVDA, SPY and TSLA without selling the underlying exposure.

03

Terms follow liquidity.

Trading sessions, earnings windows and portfolio concentration all change effective capacity.

RISK ENGINE

Every adjustment
should explain itself.

01

Trading calendar

Capacity is highest while the exchange is open and real depth is available. It tightens through Friday and across the weekend.

SESSION
02

Earnings schedule

Capacity against a name tightens around its report, when single-name gap risk is highest.

EVENT
03

Portfolio composition

A basket of correlated technology names is one exposure. Genuine diversification is scored as such and earns better terms.

PORTFOLIO
LIQUIDATION

Partial.
Paced.
Auctioned.

Acre is built to seize collateral in slices, ramp auction discounts over time and cap how much can reach the market in one block.

LIQUIDITY FIRST / NOT SPEED AT ANY COST
ACRE

Lending against
tokenized assets.